Consumer buying and online behaviors have already been affected by fear of fraud, data breaches, phishing scams, spam, and spyware - but if you think identity-theft and data-security problems are bad now, they're going to get worse before they get better, writes Tad Clarke of DM News, reporting on the consensus from last week's Fifth Annual Information Privacy Forum of the Donnelley Group. He quotes Michael Turner, president and senior scholar at the Information Privacy Institute: "Fifty million consumers have had their data compromised this year, though I don't think the sky is falling." Still, Donnelley president Ray Butkus says 2005 seems to be the year of personal data protection.